Junior Credit Risk Expert
Are you passionate about risks, models and data? 📈 Curious how banks actually assess whether someone can repay a loan? As a junior credit risk expert, you’ll dive into the world of credit risk and contribute to decisions that truly matter. You’ll apply your analytical mindset at organisations like ING, de Volksbank or a.s.r., and develop yourself both professionally and personally.
This is what you'll do
As a junior credit risk expert, you’ll help build models that determine how much risk banks take when issuing credit. These models play a key role in major decisions – from pricing and credit approval to stress testing and climate risk. You’ll be hands-on with the content: analysing data, contributing to model structure and challenging underlying assumptions.
Right from the start, you’ll get the opportunity to take ownership of parts of the development process. You'll learn how banks make data-driven decisions and how your insights support financial stability and strategic direction.
Your exact tasks will depend on your role and the organisation you work for. But you can expect projects like:
- Performing data quality analyses for risk models and advising on improvements.
- Using programming languages like Python, SQL or SAS to structure and analyse datasets.
- Contributing to the structure, validation and documentation of credit risk models.
- Designing creative solutions for complex risks – including models that account for climate impact.
- Translating technical analyses into clear insights for stakeholders such as risk managers or regulators.
What you bring
- A (nearly) completed Master’s degree in Econometrics, Mathematics, Physics or a related quantitative field. Knowledge of finance is a big plus.
- Experience with or interest in programming languages such as Python, R, SQL or SAS.
- A strong analytical mindset, attention to detail and a structured way of working.
- The ability to clearly communicate your insights to colleagues from various backgrounds.
- Currently based in the Netherlands and are available full-time.
What our traineeship brings to you
Working on the skills that matter to you
Start strong and grow quickly with the comprehensive training provided by our Solid Academy. During interactive live sessions, you collaborate with other young professionals on your personal and professional development, gaining the skills to excel in the workplace. ✨
Personal development
Your talent manager is always on hand to support you. Together, you address any challenges, receive practical advice, and experience rapid growth both personally and professionally. This approach helps you develop your abilities while expanding your network.
Set foot into big corporates
We support you from the very beginning until you secure a role. We help you discover what truly suits you, offer honest advice about what’s achievable, and ensure you’re ready to make a real impact in the workplace.
- A gross monthly salary of €3,823.96 (based on 40 hours, including holiday allowance and a 13th month).
- 25 vacation days based on a 40-hour work week.
- Personal training budget of €2,000 per year, freely available.
- Access to the Solid Academy: develop your technical and soft skills at your own pace.
- Flexibility to partly work from home 🏡
- Genuine attention for your growth and ambitions.
- Travel reimbursement.
"When you start working full-time straight out of university, you need some time to adjust. By pursuing a traineeship, you get added value of proper guidance and advice."
Bregje Klomp
“The traineeship really boosted my confidence. I stand up for myself more, and I have more confidence in my own abilities.”
Matthijs Lip
The traineeship
With our two-year traineeship, you’ll immediately start working as a junior credit risk expert at organisations such as ABN AMRO, ING or a.s.r. You’ll combine hands-on experience with a development programme focused on both hard and soft skills. We’ll guide you through the transition from studying to working life, with plenty of attention for your personal growth and helping you build a valuable network.
Alongside your day-to-day work, you’ll receive personal coaching from your talent manager. You’ll discuss your progress, work-life balance and career path. Your talent manager helps you apply everything you learn in training to your actual work – keeping your development front and centre. Curious how others experience it? Read how Beshoy experienced his first year as a financial risk trainee at ING!
Who we are
At Solid Professionals, it’s all about you: growth, work fulfillment, and connections. For 18 years, we’ve been helping young talent grow and building a close-knit community. In addition to working at your team’s base, you’re always welcome at our office in Utrecht. Here you can take part in training sessions and make connections that will last throughout your entire career.
